Travel insurance is a necessity on any voyage leaving the United States and can be helpful on shorter, local cruises, as well. Most health insurance plans do not cover international medical costs, and the care available internationally may not be comparable to the care you receive at home.It is important that you consider the costs associated with seeking emergency medical attention abroad, as well as procuring new flights home, and incidental expenses during your medical stay in a foreign country. These can easily reach tens of thousands of dollars. Travel insurance will cover these expenses in most situations.Moreover, travel insurance would also cover cancellation of your trip in the event you, your traveling partners or one of your family members becomes ill. Many of our canceled trips are because of illness of a non-traveling family member, and this would still be covered under our travel insurance policy. Cancellation penalties vary by cruise line, but all cruise lines eventually reach 100% nonrefundability by about 15 to 30 days prior to your cruise. Please also note that our Value Inclusive Packages are completely non-refundable after final payment . Most of our guests elect to purchase travel insurance. Please refer to our Travel Insurance page for more information.