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Travel Insurance

The best reason to purchase travel insurance is the same reason you have for any other insurance - you cannot plan for accidents, delays or illness, nor can you schedule your vacation around them. Accidents, emergencies and unforeseen circumstances can happen anywhere at any time, to anyone. Travel insurance can give you peace of mind by protecting your vacation investment, health and belongings. Nearly 70% of all travelers choose to protect their vacation investment with travel insurance.

Why take a chance? Remember, no one can plan for accidents. Your health, belongings, vacation and peace of mind are easy to insure with our comprehensive APRIL Travel Protection Travel Protection Plan.

For policies purchased before April 1st, 2017

View April Travel Protection General Terms & Conditions for this program.

For policies purchased after April 1st, 2017

View April Travel Protection General Terms & Conditions for this program.

WHY PURCHASE TRAVEL INSURANCE?

Protecting Your Investment The amount of money one risks on their vacation in cancellation penalties charged by the cruise line or tour company are usually more than the insurance coverage itself. Pre-existing conditions can be covered. You may not have a pre-existing condition -- or know you do, but you may have family members who do and who may need you.

SUMMARY OF COVERAGES PER PERSON (For policies purchased after April 1st, 2017)

Travel 
Trip CancellationTrip Cost
Trip Interruption150% Trip Cost
Single Occupancy SupplementUp to Trip Cost
Trip Delay - Min 3 hours Delay$250 / day, Max: $750
Missed Connection Min 3 hours Delay$500
Airline Ticket Change Fee$200
Frequent Travel Loyalty$200
  
Emergency Travel 
Emergency Medical Evacuation & Repatriation$500,000
Bedside Traveling CompanionIncluded
Return Insured HomeIncluded
Return Minor ChildIncluded
Transportation of Spouse or PartnerIncluded
Repatriation of Remains$500,000
  
Accident & Health 
Accident & Sickness Medical Expense$100,000
Emergency Dental | Deductible$750| $0
A D & D - Entire Trip$25,000
  
Property Coverage 
Baggage Delay - Min 12 hours Delay$200
"Baggage & Personal Effects incl. Passport & Visa Replacement Expense"$1,000 -or- $1,500
Baggage & PE - Per Item | Valuables$250 | $500
  
  

Length of Travel
Up to 90 Days

Pre-Existing Conditions Waiver
If insurance purchased within 14 days of deposit

Additional Benefits
• Reimbursement of penalties should you have to cancel for a covered reason.
• Missed cruise connection assistance will make arrangements for you to meet the ship should you miss your departure.
• 24-hour emergency medical assistance during travel.
• Reimbursement of unexpected travel expenses you may incur due to an emergency, travel delay, or lost luggage/documents.
• Emergency travel assistance 24 hours a day world-wide with the APRIL Travel Protection Help Line.
• Cashless Benefits are available on certain portions of the program which eliminates the hassle of claim forms and fronting your own money for in-transit issues.

Assistance Services
APRIL Travel Protection also provides Assistance Services that are included with your insurance coverage. All services are available 24 hours a day, 7 days a week, 365 days a year, from anywhere in the world. Call APRIL Travel Protection at 855-277-4587 with any questions:
• Medical Assistance, Medical Consultation and Monitoring
• Telephone Interpretation Services
• Emergency Cash Transfers
• Travel Document and Ticket Replacement
• Hospital Admissions Assistance
• Legal Assistance

Contact APRIL Travel Protection:

Call APRIL: Customer Service: (855) 235-0675

Email APRIL: ovc@apriltravelprotection.com

For policies purchased before April 1st, 2017

Disclaimer:

This plan is underwritten by companies of American Modern Insurance Group, including American Modern Home Insurance Company, NAIC #23469 (in California, doing business as American Modern Insurance Company).

For policies purchased after April 1st, 2017

Disclaimer
These plans are underwritten by Starr Indemnity & Liability Company, a Texas domiciled corporation (NAIC Company Code: 38318: TX license number: 93542) with its principal place of business at 399 Park Avenue, 8th Floor, New York, NY 10022. Starr Indemnity & Liability Company is currently authorized to do business in all states, the District of Columbia and Puerto Rico. This brochure contains only a brief description of the coverages available under each plan and not all coverages may be available in all states. These plans provide insurance coverage during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverage. You may wish to compare the terms of these policies with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Plans are administered by Starr Insure, LLC, a Delaware limited liability company (FL license number: L093030; www.starrassist.com) with its principal place of business at 399 Park Avenue, 9th Floor, New York, NY 10022. Starr Insure, LLC is doing business as Starr Assist Insurance Agency, LLC in California (CA license number: 0F95103). If you have any questions about the plans offered on this website you may contact Starr Insure, LLC at the following: Toll-free customer hotline: (866) 477-6741 or email at: info@starrassist.com.

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